A CHRISTMAS STORY of hope, faith and family.

The financial and housing market collapse in 2008 was the worst economic crisis since the Great Depression. People lost their life savings, their jobs and their homes.
This is the story of two Realtors who risked everything to help homeowners stay in their homes through government supported loan modification programs. But the Realtor couple couldn't take one more worthy loan modification applicant rejection, something they witnessed more times than they cared to remember. That's when they investigated the government's modification program, finding a key code investors used to reject worthy applicants.
What the Realtor couple discovered compromised the government's position with the modification programs, and a possible showdown with a world power. It was a conspiracy that rattled Congress and made the Realtors' lives more complicated.
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